Build Credit with Low APR
In This Post
|Regular APR:||13.99% (Variable)|
|Intro APR (Purchases):||None|
|Intro APR (Balance transfers):||None|
|Credit Needed:||(0 – 300) Bad/Limited/No|
*See online credit card application for details on the terms and conditions.
- Click “APPLY NOW” to apply online
- No processing or application fees
- No minimum credit score requirements
- Low fixed interest rates with no penalty rate
- Reports to all three nationwide credit bureaus
Is Green Dot primor® Visa® Classic Secured Credit Card worth it?
Green Dot primor® Visa® Classic Secured is a solid card for people looking to build credit. Compared to popular secured cards, like Citi Secured Mastercard®, Discover it® Secured, and Capital One® Secured Mastercard®, Green Dot primor® Visa® Classic Secured has the same $200 initial credit line and a much lower APR.
However, it does have a $39 annual fee and a $29 additional card fee, while the other cards have no annual fee. If you are anticipating the possibility of carrying a balance and can pay the annual fee, Green Dot primor® Visa® Classic Secured is the right card to get, because the APR is significantly lower than the other cards.
- Low APR
- $200 minimum security deposit is on the low end for secured cards
- Build your credit
- Monthly reporting to all 3 major credit bureaus
- APR is lower than secured cards from Citi, Discover, and Capital One
$39 annual fee
$49 credit limit increase fee
Why 4 Stars?
|Foreign Transaction Fee||3%|
|Balance Transfer Fee||No Balance Transfers Allowed|
|Cash Advance Fee||Either $5 or 5% of the amount of each cash advance, whichever is greater|
|$0 Fraud Liability|
|Auto Rental Collision Damage Waiver|
|Baggage Delay Insurance|
|Extended Warranty Program|
|Lost Luggage Reimbursement|
|Travel Accident Insurance|
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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