In This Post
Total Visa
Rating: 
Bottom Line:
High Fees for Low Credit Line
Annual fee: $75 for first year, then $48
Credit Needed: (0 – 300) Bad/Limited/No
Regular APR: 34.99% (Variable)
OpenSky® Secured Visa
Rating:
Bottom Line:
Build Credit Without A Hard Inquiry
Annual fee: $35
Credit Needed: (300 – 669) Bad/Limited/No
Regular APR:
19.14% (Variable)
Milestone® Gold Mastercard®
Rating:
Bottom Line:
Build Credit Without Hard Pull
Annual fee: $35, or $50 the first year then $99, or $59, or $75 the first year then $99
Credit Needed: (300 – 669) Bad/Average/Fair
Regular APR: 24.9% (Variable)
Merrick Bank Double Your Line
Rating:
Bottom Line:
Build Credit without Hard Pull
Annual fee: Once you fill out the pre-qualification, you will receive an offer with details
Credit Needed: (300 – 669) Bad
Regular APR: Once you fill out the pre-qualification, you will receive an offer with details
Indigo Platinum MasterCard
Rating:
Bottom Line:
Build Credit Without A Hard Pull
Annual fee: $75 the first year, then $99
Credit Needed: (300-669) Bad/Average/Fair
Regular APR: 24.9% (Variable)
Applied Bank® Secured Visa® Gold Preferred
Rating:
Bottom Line:
Build Credit No Credit Check
Annual fee: $48
Credit Needed: (300-669) Bad/Fair
Regular APR: 9.99%
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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